General Information: Back to top
Affordable Health Insurance is protection against medical costs. A health insurance
policy is a contract between an insurer and an individual or group in
which the insurer agrees to provide specified health insurance at an
agreed upon price (the premium). Depending on your policy, your premium
may be payable either in a sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance.
Group Health Insurance:
Mortgage protection insurance covers this potential financial disaster. You can purchase a policy when you first buy your home, or later if you think your situation warrants it.
The idea behind mortgage protection insurance is straight forward. You pay a premium, which remains the same for the duration of the policy. If you should die during that time, the insurance pays off the rest of your mortgage. If you live, you get your premium back at the end of term - a great investment.
Annuities for Retirement:
"I want my principal to be safe."
Some people say you can't always get what you want; but with an annuity not only you get what you want, but you also get what you need! See how our annuity product fits into your financial plans.
California Medicare Supplements for Seniors: Medicare is a federal health insurance program for people 65 years of age or older that pays for much of your health care, but not all of it, such costs could be prescription drugs, deductibles, coinsurance.
Medicare Supplements are a health insurance policy sold by private health insurance. To read more about Medicare supplements click here.
Thank-you for visiting my website. If you have any questions or you need to fill out an application, call my office. 415-992-9374 Extension 8422